Posted inEconomy Notes
Government Policy on Disinvestment/Privatization – UPSC Economy Notes
The government's policy on disinvestment and privatization has evolved since the initiation of reforms in 1991. Key elements of this policy
Posted inEconomy Notes
Disinvestment and Privatization – UPSC Economy Notes
The concepts of disinvestment and privatization have been integral to India's economic reforms. Here are the key definitions and considerations
Posted inEconomy Notes
Public Sector Evolution, Reforms, and Performance – UPSC Economy Notes
The evolution, reforms, and performance of the public sector constitute a pivotal aspect of modern governance, shaping the trajectory of nations and impacting the lives of their citizens.
Posted inEconomy Notes
National Payments Corporation of India – UPSC Economy Notes
The National Payments Corporation of India (NPCI) was established through collaboration between the Reserve Bank of India
Posted inEconomy Notes
Cash Reserve Ratio (CRR) – UPSC Economy Notes
The Cash Reserve Ratio (CRR) mandates commercial banks to maintain a minimum percentage of their total deposits, known as Net Demand and Time Liabilities
Posted inEconomy Notes
Microfinance in India – UPSC Economy Notes
Microfinance refers to the provision of financial services, such as credit and insurance, in small amounts to individuals in rural
Posted inEconomy Notes
Priority Sector Lending – UPSC Economy Notes
Priority Sector Lending (PSL) is a crucial aspect of banking and financial policy aimed at fostering inclusive growth and equitable distribution
Posted inEconomy Notes
Bank Run – UPSC Economy Notes
A bank run occurs when a large number of customers lose confidence in a bank's financial stability, leading them to withdraw their deposits simultaneously.
Posted inEconomy Notes
Universal Banking in India – UPSC Economy Notes
Universal banking refers to a banking model that offers a comprehensive range of financial services, including retail, wholesale, and investment banking, all under one roof.
Posted inEconomy Notes
Shadow Banks – UPSC Economy Notes
Shadow banks refer to financial institutions that perform functions similar to traditional banks, such as raising deposits, issuing equity, and lending to investors and consumers
