{"id":35104,"date":"2024-03-20T11:11:20","date_gmt":"2024-03-20T11:11:20","guid":{"rendered":"https:\/\/edukemy.com\/blog\/?p=35104"},"modified":"2024-03-20T11:11:21","modified_gmt":"2024-03-20T11:11:21","slug":"leveraging-nfhs-data-for-womens-financial-inclusion-policy-upsc-daily-editorial-analysis-20th-march-2024","status":"publish","type":"post","link":"https:\/\/edukemy.com\/blog\/leveraging-nfhs-data-for-womens-financial-inclusion-policy-upsc-daily-editorial-analysis-20th-march-2024\/","title":{"rendered":"Leveraging NFHS Data for Women\u2019s Financial Inclusion Policy &#8211; UPSC Daily Editorial Analysis &#8211; 20th March 2024"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/edukemy.com\/upsc-current-affairs?utm_source=Blog&amp;utm_medium=Banner&amp;utm_campaign=Current+Affairs\" target=\"_blank\" rel=\"noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1280\" height=\"300\" src=\"https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/06\/19.png\" alt=\"\" class=\"wp-image-42406\" srcset=\"https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/06\/19.png 1280w, https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/06\/19-1170x274.png 1170w, https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/06\/19-585x137.png 585w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/a><\/figure>\n\n\n\n<p>In leveraging data from the National Family Health Survey (NFHS) for crafting policies aimed at enhancing women&#8217;s financial inclusion, several critical insights emerge. The NFHS offers a comprehensive view of various socio-economic indicators, including women&#8217;s literacy rates, employment patterns, and access to financial services. By analyzing this data, policymakers can identify regions and demographics where women face significant barriers to financial inclusion. For instance, areas with lower literacy rates or limited access to banking facilities can be targeted for interventions such as financial literacy programs or the establishment of more accessible banking infrastructure. Moreover, the NFHS data can illuminate disparities in financial inclusion across different socio-economic groups, enabling policymakers to tailor interventions that address specific needs and challenges faced by marginalized communities. Therefore, by harnessing the insights provided by the NFHS, policymakers can develop more informed and effective strategies to promote women&#8217;s financial inclusion and empower them economically.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p><strong>Tag: <\/strong>GS-2 Governance<\/p><\/blockquote>\n\n\n\n<p><strong>In News: <\/strong><\/p>\n\n\n\n<p>Financial inclusion is vital for SDGs, but disparities remain in India, as per the Global Gender Gap Report 2023. Assessing women&#8217;s financial inclusion using data from sources like the World Bank and NFHS is crucial.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<label for=\"ez-toc-cssicon-toggle-item-69e6bfa9a5c5f\" class=\"ez-toc-cssicon-toggle-label\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69e6bfa9a5c5f\"  \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edukemy.com\/blog\/leveraging-nfhs-data-for-womens-financial-inclusion-policy-upsc-daily-editorial-analysis-20th-march-2024\/#Global_Progress_in_Financial_Inclusion\" title=\"Global Progress in Financial Inclusion\">Global Progress in Financial Inclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edukemy.com\/blog\/leveraging-nfhs-data-for-womens-financial-inclusion-policy-upsc-daily-editorial-analysis-20th-march-2024\/#Impact_of_Government_Initiatives_on_Financial_Inclusion\" title=\"Impact of Government Initiatives on Financial Inclusion\">Impact of Government Initiatives on Financial Inclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edukemy.com\/blog\/leveraging-nfhs-data-for-womens-financial-inclusion-policy-upsc-daily-editorial-analysis-20th-march-2024\/#Insights_from_NFHS_Data_on_Financial_Inclusion_Progress\" title=\"Insights from NFHS Data on Financial Inclusion Progress\">Insights from NFHS Data on Financial Inclusion Progress<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edukemy.com\/blog\/leveraging-nfhs-data-for-womens-financial-inclusion-policy-upsc-daily-editorial-analysis-20th-march-2024\/#Challenges_and_Future_Directions\" title=\"Challenges and Future Directions\">Challenges and Future Directions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edukemy.com\/blog\/leveraging-nfhs-data-for-womens-financial-inclusion-policy-upsc-daily-editorial-analysis-20th-march-2024\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edukemy.com\/blog\/leveraging-nfhs-data-for-womens-financial-inclusion-policy-upsc-daily-editorial-analysis-20th-march-2024\/#Frequently_Asked_Questions_FAQs\" title=\"Frequently Asked Questions (FAQs)\">Frequently Asked Questions (FAQs)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edukemy.com\/blog\/leveraging-nfhs-data-for-womens-financial-inclusion-policy-upsc-daily-editorial-analysis-20th-march-2024\/#1_What_is_the_NFHS_and_how_does_it_relate_to_womens_financial_inclusion_policy\" title=\"1. What is the NFHS, and how does it relate to women&#8217;s financial inclusion policy?\">1. What is the NFHS, and how does it relate to women&#8217;s financial inclusion policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edukemy.com\/blog\/leveraging-nfhs-data-for-womens-financial-inclusion-policy-upsc-daily-editorial-analysis-20th-march-2024\/#2_How_can_NFHS_data_help_identify_barriers_to_womens_financial_inclusion\" title=\"2. How can NFHS data help identify barriers to women&#8217;s financial inclusion?\">2. How can NFHS data help identify barriers to women&#8217;s financial inclusion?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edukemy.com\/blog\/leveraging-nfhs-data-for-womens-financial-inclusion-policy-upsc-daily-editorial-analysis-20th-march-2024\/#3_What_role_does_NFHS_data_play_in_crafting_targeted_interventions_for_womens_financial_inclusion\" title=\"3. What role does NFHS data play in crafting targeted interventions for women&#8217;s financial inclusion?\">3. What role does NFHS data play in crafting targeted interventions for women&#8217;s financial inclusion?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edukemy.com\/blog\/leveraging-nfhs-data-for-womens-financial-inclusion-policy-upsc-daily-editorial-analysis-20th-march-2024\/#4_How_does_NFHS_data_contribute_to_assessing_the_effectiveness_of_existing_womens_financial_inclusion_initiatives\" title=\"4. How does NFHS data contribute to assessing the effectiveness of existing women&#8217;s financial inclusion initiatives?\">4. How does NFHS data contribute to assessing the effectiveness of existing women&#8217;s financial inclusion initiatives?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edukemy.com\/blog\/leveraging-nfhs-data-for-womens-financial-inclusion-policy-upsc-daily-editorial-analysis-20th-march-2024\/#5_Can_NFHS_data_support_evidence-based_advocacy_efforts_for_womens_financial_inclusion_policy\" title=\"5. Can NFHS data support evidence-based advocacy efforts for women&#8217;s financial inclusion policy?\">5. Can NFHS data support evidence-based advocacy efforts for women&#8217;s financial inclusion policy?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/edukemy.com\/blog\/leveraging-nfhs-data-for-womens-financial-inclusion-policy-upsc-daily-editorial-analysis-20th-march-2024\/#In_case_you_still_have_your_doubts_contact_us_on_9811333901\" title=\"In case you still have your doubts, contact us on 9811333901.&nbsp;\">In case you still have your doubts, contact us on 9811333901.&nbsp;<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/edukemy.com\/blog\/leveraging-nfhs-data-for-womens-financial-inclusion-policy-upsc-daily-editorial-analysis-20th-march-2024\/#Visit_our_YouTube_Channel_%E2%80%93_here\" title=\"Visit our YouTube Channel &#8211;&nbsp;here\">Visit our YouTube Channel &#8211;&nbsp;here<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Global_Progress_in_Financial_Inclusion\"><\/span><strong>Global Progress in Financial Inclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>Financial inclusion is recognized as a vital catalyst for global economic growth, with India making significant advancements in this arena.<\/li><li>The World Bank&#8217;s Global Findex Database highlights a substantial increase in adult ownership of bank accounts globally from 2011 to 2020, with India witnessing a remarkable rise of 42 percentage points during this period.<\/li><li>This surge underscores the effectiveness of initiatives aimed at expanding access to financial services, especially for marginalized populations such as women.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Impact_of_Government_Initiatives_on_Financial_Inclusion\"><\/span><strong>Impact of Government Initiatives on Financial Inclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Reduced Gender Gap in Account Ownership<\/strong><ul><li>India&#8217;s efforts to promote financial inclusion have resulted in a significant reduction in the gender gap in account ownership.<\/li><li>The introduction of the Pradhan Mantri Jan Dhan Yojana (PMJDY) in 2014 has played a pivotal role in this achievement, aiming to provide universal access to banking services, including women in rural and urban areas.<\/li><\/ul><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Instrumental in Women\u2019s Economic Empowerment<\/strong><ul><li>Government initiatives like the Deendayal Antyodaya Yojana and the National Rural Livelihood Mission (DAY-NRLM) have been crucial in fostering women&#8217;s economic empowerment.<\/li><li>These programs offer skill development, entrepreneurship training, and access to credit, enabling women to establish sustainable livelihoods.<\/li><\/ul><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Broader Impact of Financial Inclusion on Women&#8217;s Empowerment<\/strong><ul><li>Financial inclusion extends beyond access to bank accounts, empowering women economically by providing avenues for savings, credit, and investment.<\/li><li>Increased financial access enhances women&#8217;s resilience to economic shocks, contributing to greater household welfare and stability.<\/li><\/ul><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Insights_from_NFHS_Data_on_Financial_Inclusion_Progress\"><\/span><strong>Insights from NFHS Data on Financial Inclusion Progress<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Financial Autonomy and Decision-making<\/strong><ul><li>NFHS data indicates a notable improvement in women&#8217;s financial autonomy, with an increasing number exercising control over financial resources within their households.<\/li><\/ul><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Awareness and Utilization of Micro-Credit Programs<\/strong><ul><li>Micro-credit schemes play a pivotal role in supporting women entrepreneurs, with NFHS surveys reflecting growing awareness and utilization of these programs.<\/li><\/ul><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Access and Utilization of Formal Banking Services<\/strong><ul><li>Factors such as education, occupation, and access to electronic media influence women&#8217;s access to formal banking services, highlighting the importance of targeted interventions to address disparities.<\/li><\/ul><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Challenges_and_Future_Directions\"><\/span><strong>Challenges and Future Directions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Addressing Financial Literacy Gaps<\/strong><ul><li>Enhancing financial literacy through education and awareness campaigns is essential to empower individuals to make informed financial decisions.<\/li><\/ul><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Bridging the Digital Divide<\/strong><ul><li>Expanding digital infrastructure and promoting digital literacy are imperative to ensure equitable access to digital financial services.<\/li><\/ul><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Promoting Inclusivity of Marginalized Communities<\/strong><ul><li>Tailored interventions and affirmative action programs are needed to address barriers faced by marginalized groups, including women, minorities, and persons with disabilities.<\/li><\/ul><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Advancing through Multi-stakeholder Collaboration<\/strong><ul><li>Collaborative efforts between government agencies, financial institutions, civil society organizations, and grassroots initiatives are crucial to overcoming challenges and advancing financial inclusion.<\/li><\/ul><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>Advancing financial inclusion for women in India is essential for inclusive growth and sustainable development.<\/li><li>While initiatives like PMJDY and DAY-NRLM have laid a strong foundation, concerted efforts are needed to address existing disparities and unlock the full potential of women&#8217;s economic participation.<\/li><\/ul>\n\n\n\n<p><strong>Source: <\/strong><a href=\"https:\/\/indianexpress.com\/article\/opinion\/columns\/how-nfhs-data-can-help-craft-policy-for-womens-financial-inclusion-9221478\/#:~:text=NFHS%20data%20suggests%20that%20women,and%20in%20accessing%20micro%2Dcredit.\"><strong>\u00a0IE<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span>Frequently Asked Questions (FAQs)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_What_is_the_NFHS_and_how_does_it_relate_to_womens_financial_inclusion_policy\"><\/span><strong>1. What is the NFHS, and how does it relate to women&#8217;s financial inclusion policy?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>The National Family Health Survey (NFHS) is a comprehensive survey conducted in India to gather data on various health and socio-economic indicators. It provides valuable insights into women&#8217;s literacy rates, employment status, access to financial services, and other factors relevant to financial inclusion policy formulation.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_How_can_NFHS_data_help_identify_barriers_to_womens_financial_inclusion\"><\/span><strong>2. How can NFHS data help identify barriers to women&#8217;s financial inclusion?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>NFHS data offers a detailed understanding of regional disparities, literacy levels, employment patterns, and access to banking services among women. By analyzing this data, policymakers can pinpoint specific barriers such as lack of financial literacy, limited access to banking facilities, or cultural norms that inhibit women&#8217;s participation in the economy.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_What_role_does_NFHS_data_play_in_crafting_targeted_interventions_for_womens_financial_inclusion\"><\/span><strong>3. What role does NFHS data play in crafting targeted interventions for women&#8217;s financial inclusion?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>NFHS data allows policymakers to identify regions and demographics where women face the greatest challenges in accessing financial services. This information enables the design of targeted interventions such as financial literacy programs, mobile banking initiatives, or microfinance schemes tailored to address the specific needs of different communities.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_How_does_NFHS_data_contribute_to_assessing_the_effectiveness_of_existing_womens_financial_inclusion_initiatives\"><\/span><strong>4. How does NFHS data contribute to assessing the effectiveness of existing women&#8217;s financial inclusion initiatives?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>By tracking indicators such as women&#8217;s participation in the workforce, ownership of bank accounts, and usage of formal financial services over time, NFHS data enables policymakers to evaluate the impact of ongoing interventions. It helps assess whether these initiatives are effectively addressing the barriers identified and making tangible improvements in women&#8217;s financial inclusion.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Can_NFHS_data_support_evidence-based_advocacy_efforts_for_womens_financial_inclusion_policy\"><\/span><strong>5. Can NFHS data support evidence-based advocacy efforts for women&#8217;s financial inclusion policy?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Yes, NFHS data serves as a robust evidence base for advocating policy changes and garnering support for initiatives aimed at improving women&#8217;s financial inclusion. It provides empirical evidence of the socio-economic factors influencing women&#8217;s access to finance, thus strengthening the case for targeted policy interventions and resource allocation.<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/edukemy.com\/upsc\/upsc-essay?utm_source=Blog&amp;utm_medium=Banner&amp;utm_campaign=Essay\" target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" data-src=\"https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/06\/UPSC-Essay-Course-1280\u00d7300-1-3.svg\" alt=\"\" class=\"wp-image-42688 lazyload\" width=\"781\" height=\"182\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 781px; --smush-placeholder-aspect-ratio: 781\/182;\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"In_case_you_still_have_your_doubts_contact_us_on_9811333901\"><\/span><strong>In case you still have your doubts, contact us on 9811333901.<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>For UPSC Prelims Resources,&nbsp;<a href=\"https:\/\/edukemy.com\/upsc-cse-prelims-resource-centre\" target=\"_blank\" rel=\"noreferrer noopener\">Click here<\/a><\/p>\n\n\n\n<p>For Daily Updates and Study Material:<\/p>\n\n\n\n<p>Join our Telegram Channel &#8211;&nbsp;<a href=\"https:\/\/t.me\/WithEdukemy4IAS\" target=\"_blank\" rel=\"noreferrer noopener\">Edukemy for IAS<\/a><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>1. 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Mains Answer Writing Practice &#8211;&nbsp;<a href=\"https:\/\/bit.ly\/3mZuVxl\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a><\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Visit_our_YouTube_Channel_%E2%80%93_here\"><\/span>Visit our YouTube Channel &#8211;&nbsp;<a href=\"https:\/\/www.youtube.com\/@EduKemyforIAS\">here<\/a><span class=\"ez-toc-section-end\"><\/span><\/h4>\n","protected":false},"excerpt":{"rendered":"<p>In leveraging data from the National Family Health Survey (NFHS) for crafting policies aimed at enhancing women&#8217;s financial inclusion, several critical insights emerge.<\/p>\n","protected":false},"author":17,"featured_media":35106,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[352],"tags":[161,169,2738,232,140],"class_list":["post-35104","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-daily-editorial-analysis","tag-daily-current-affairs-upsc","tag-daily-editorial-analysis","tag-financial-inclusion","tag-upsc","tag-upsc_preparation_strategy"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/posts\/35104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/comments?post=35104"}],"version-history":[{"count":1,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/posts\/35104\/revisions"}],"predecessor-version":[{"id":35107,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/posts\/35104\/revisions\/35107"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/media\/35106"}],"wp:attachment":[{"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/media?parent=35104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/categories?post=35104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/tags?post=35104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}