{"id":35446,"date":"2024-03-22T06:48:55","date_gmt":"2024-03-22T06:48:55","guid":{"rendered":"https:\/\/edukemy.com\/blog\/?p=35446"},"modified":"2024-03-22T06:48:56","modified_gmt":"2024-03-22T06:48:56","slug":"all-india-financial-institutions-aifis-upsc-economy-notes","status":"publish","type":"post","link":"https:\/\/edukemy.com\/blog\/all-india-financial-institutions-aifis-upsc-economy-notes\/","title":{"rendered":"All India Financial Institutions (AIFIs) &#8211; UPSC Economy Notes"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/edukemy.com\/upsc\/upsc-economy?utm_source=Blog&amp;utm_medium=Banner&amp;utm_campaign=Blog+Economy\" target=\"_blank\" rel=\"noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1280\" height=\"300\" src=\"https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/06\/17.png\" alt=\"\" class=\"wp-image-42386\" srcset=\"https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/06\/17.png 1280w, https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/06\/17-1170x274.png 1170w, https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/06\/17-585x137.png 585w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/a><\/figure>\n\n\n\n<p>All India Financial Institutions (AIFIs) play a pivotal role in shaping the economic landscape of India, serving as crucial pillars in the nation&#8217;s financial architecture. These institutions, established by the Indian government, are tasked with fostering economic development, channeling funds to key sectors, and promoting financial inclusion across the diverse socio-economic spectrum of the country. AIFIs encompass a variety of entities, including banks, development finance institutions, and specialized financial institutions, each with a distinct mandate and focus area. Through their strategic interventions and innovative financial products, AIFIs contribute significantly to India&#8217;s growth story, driving progress, stability, and resilience in the ever-evolving financial ecosystem.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<label for=\"ez-toc-cssicon-toggle-item-69e190aa5cb87\" class=\"ez-toc-cssicon-toggle-label\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69e190aa5cb87\"  \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edukemy.com\/blog\/all-india-financial-institutions-aifis-upsc-economy-notes\/#AIFIs_are_institutional_mechanisms_tasked_with_offering_sector-specific_long-term_financing\" title=\"AIFIs are institutional mechanisms tasked with offering sector-specific long-term financing.&nbsp;\">AIFIs are institutional mechanisms tasked with offering sector-specific long-term financing.&nbsp;<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edukemy.com\/blog\/all-india-financial-institutions-aifis-upsc-economy-notes\/#NABARD\" title=\"NABARD\">NABARD<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edukemy.com\/blog\/all-india-financial-institutions-aifis-upsc-economy-notes\/#National_Housing_Bank_NHB\" title=\"National Housing Bank (NHB)\">National Housing Bank (NHB)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edukemy.com\/blog\/all-india-financial-institutions-aifis-upsc-economy-notes\/#EXIM_bank\" title=\"EXIM bank\">EXIM bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edukemy.com\/blog\/all-india-financial-institutions-aifis-upsc-economy-notes\/#Small_Industries_Development_Bank_of_India_SIDBI\" title=\"Small Industries Development Bank of India (SIDBI)\">Small Industries Development Bank of India (SIDBI)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edukemy.com\/blog\/all-india-financial-institutions-aifis-upsc-economy-notes\/#MUDRA_Bank\" title=\"MUDRA Bank\">MUDRA Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edukemy.com\/blog\/all-india-financial-institutions-aifis-upsc-economy-notes\/#FAQs\" title=\"FAQs\">FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edukemy.com\/blog\/all-india-financial-institutions-aifis-upsc-economy-notes\/#Q_What_are_All_India_Financial_Institutions_AIFIs\" title=\"Q: What are All India Financial Institutions (AIFIs)?\">Q: What are All India Financial Institutions (AIFIs)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edukemy.com\/blog\/all-india-financial-institutions-aifis-upsc-economy-notes\/#Q_What_is_the_role_of_AIFIs_in_the_Indian_economy\" title=\"Q: What is the role of AIFIs in the Indian economy?\">Q: What is the role of AIFIs in the Indian economy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edukemy.com\/blog\/all-india-financial-institutions-aifis-upsc-economy-notes\/#Q_What_are_some_examples_of_AIFIs_in_India\" title=\"Q: What are some examples of AIFIs in India?\">Q: What are some examples of AIFIs in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edukemy.com\/blog\/all-india-financial-institutions-aifis-upsc-economy-notes\/#Q_How_do_AIFIs_differ_from_commercial_banks\" title=\"Q: How do AIFIs differ from commercial banks?\">Q: How do AIFIs differ from commercial banks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/edukemy.com\/blog\/all-india-financial-institutions-aifis-upsc-economy-notes\/#Q_What_is_the_regulatory_framework_governing_AIFIs_in_India\" title=\"Q: What is the regulatory framework governing AIFIs in India?\">Q: What is the regulatory framework governing AIFIs in India?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/edukemy.com\/blog\/all-india-financial-institutions-aifis-upsc-economy-notes\/#In_case_you_still_have_your_doubts_contact_us_on_9811333901\" title=\"In case you still have your doubts, contact us on 9811333901.&nbsp;\">In case you still have your doubts, contact us on 9811333901.&nbsp;<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/edukemy.com\/blog\/all-india-financial-institutions-aifis-upsc-economy-notes\/#Visit_our_YouTube_Channel_%E2%80%93_here\" title=\"Visit our YouTube Channel &#8211;&nbsp;here\">Visit our YouTube Channel &#8211;&nbsp;here<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"AIFIs_are_institutional_mechanisms_tasked_with_offering_sector-specific_long-term_financing\"><\/span><strong>AIFIs are institutional mechanisms tasked with offering sector-specific long-term financing<\/strong>.&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Presently, the <strong>RBI oversees and supervises numerous AIFIs, commonly referred to as Development Financial Institutions (DFIs)<\/strong>.&nbsp;<\/li><li>The following are examples of such AIF institutions.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"NABARD\"><\/span><strong>NABARD<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Established in 1982 under the National Bank for Agriculture and Rural Development Act of 1981,<\/strong> NABARD is mandated to provide credit to foster economic activities in rural areas, encompassing small-scale enterprises, cottage industries, handicrafts, and rural crafts.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>NABARD supervises and coordinates the operations of rural credit institutions such as RRBs and Rural Cooperative Banks<\/strong> (with the RBI delegating supervisory powers to NABARD for the rural sector while retaining regulatory powers).&nbsp;<\/li><li>In matters concerning rural development, <strong>NABARD extends support to the government, RBI, and other relevant organizations<\/strong>, offering training and research facilities for banks, cooperatives, and entities involved in rural development endeavors.<\/li><li><strong>While NABARD does not directly extend credit to individuals<\/strong>, it offers indirect financial assistance through refinancing, whereby it finances organizations providing financial aid to the rural sector.&nbsp;<\/li><li><strong>Institutions sanctioned by the central government may receive direct financing from NABARD.<\/strong><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"National_Housing_Bank_NHB\"><\/span><strong>National Housing Bank (NHB)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Established in 1988 under the National Housing Bank Act of 1987<\/strong>, NHB primarily aims to support and enhance housing finance institutions through various financial and non-financial mechanisms at both local and regional levels.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>While <strong>NHB doesn&#8217;t directly extend credit to individuals, it offers indirect financial assistance through refinancing.&nbsp;<\/strong><\/li><li>In essence, NHB finances institutions that, in turn, provide financial assistance to individual borrowers, builders, and other stakeholders in the housing sector.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"EXIM_bank\"><\/span><strong>EXIM bank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>Enacted in 1981, <\/strong>the Export-Import Bank of India Act paved the way for the creation of the EXIM bank in 1982.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>The primary objective of the EXIM bank is to provide financial assistance to exporters and importers<\/strong>, serving as the principal financial institution for orchestrating the activities of entities involved in financing the export and import of goods and services, thereby bolstering the nation&#8217;s international trade.<\/li><li>It extends direct financial aid to exporters and importers, alongside offering indirect support through refinancing.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Small_Industries_Development_Bank_of_India_SIDBI\"><\/span><strong>Small Industries Development Bank of India (SIDBI)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>Established in 1990 under the Small Industries Development of India Act 1989, <\/strong>SIDBI plays a pivotal role as the principal financial institution dedicated to the development, financing, and advancement of the Micro, Small, and Medium-Sized Enterprise (MSME) sector.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Additionally, it coordinates the endeavors of institutions engaged in activities pertinent to this sector.<\/li><li>SIDBI predominantly extends indirect financial assistance to banking institutions through refinancing, empowering them to sustain their lending activities to MSMEs.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MUDRA_Bank\"><\/span><strong>MUDRA Bank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Government of India established MUDRA (Micro Units Development and Refinance Agency Ltd.) as a <strong>financial institution dedicated to the development and refinancing of micro-unit enterprises.<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Within the Indian Financial System, MUDRA Ltd, a Non-Banking Finance Company, operates as a subsidiary of SIDBI.<\/li><li>MUDRA aims to extend financial assistance to the non-corporate sector, specifically small businesses, including small manufacturing units, retailers, fruit and vegetable vendors, hair salons, and artisans in both rural and urban areas, catering to financial requirements up to Rs. 10 lakhs.<\/li><li>MUDRA offers three distinct types of loans: &#8220;Shishu&#8221; category provides loans up to Rs. 50,000 for small businesses; &#8220;Kishor&#8221; category offers loans exceeding Rs. 50,000 up to Rs. 5 lakhs, while the &#8220;Tarun&#8221; category caters to loans ranging from Rs. 5 lakhs to Rs. 10 lakhs.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_are_All_India_Financial_Institutions_AIFIs\"><\/span>Q: <strong>What are All India Financial Institutions (AIFIs)?<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A: All India Financial Institutions (AIFIs) are specialized financial institutions in India that cater to specific sectors of the economy such as agriculture, housing, infrastructure, and small-scale industries. They play a crucial role in providing long-term funds to promote economic development.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_is_the_role_of_AIFIs_in_the_Indian_economy\"><\/span>Q: <strong>What is the role of AIFIs in the Indian economy?<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A: AIFIs play a vital role in providing long-term finance to sectors that require substantial investment but may not have access to regular commercial banks. They contribute to the overall economic growth by channeling funds into priority sectors, fostering infrastructure development, supporting small and medium enterprises, and promoting rural and agricultural development.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_are_some_examples_of_AIFIs_in_India\"><\/span>Q: <strong>What are some examples of AIFIs in India?<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A: Examples of AIFIs in India include institutions like the National Bank for Agriculture and Rural Development (NABARD), Small Industries Development Bank of India (SIDBI), Export-Import Bank of India (EXIM Bank), and National Housing Bank (NHB). Each institution specializes in providing financial services tailored to the needs of specific sectors.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_How_do_AIFIs_differ_from_commercial_banks\"><\/span>Q: <strong>How do AIFIs differ from commercial banks?<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A: AIFIs differ from commercial banks primarily in their focus and function. While commercial banks cater to a wide range of banking services for individuals and businesses, AIFIs are specialized institutions that provide long-term funding for specific sectors, often with a developmental mandate. They typically offer customized financial products and services tailored to the needs of their target sectors.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_is_the_regulatory_framework_governing_AIFIs_in_India\"><\/span>Q: <strong>What is the regulatory framework governing AIFIs in India?<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A: AIFIs are regulated by the Reserve Bank of India (RBI) under various Acts and guidelines. The RBI oversees their operations, monitors their compliance with regulatory norms, and sets guidelines to ensure their financial stability and prudent lending practices. Additionally, specific AIFIs may also have their own governing boards and regulatory mechanisms to ensure effective functioning and accountability.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/edukemy.com\/upsc\/upsc-essay?utm_source=Blog&amp;utm_medium=Banner&amp;utm_campaign=Essay\" target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" data-src=\"https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/06\/UPSC-Essay-Course-1280\u00d7300-1-3.svg\" alt=\"\" class=\"wp-image-42688 lazyload\" width=\"781\" height=\"182\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 781px; --smush-placeholder-aspect-ratio: 781\/182;\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"block-a89a3d67-2417-45cd-a2fb-0111b244b0c1\"><span class=\"ez-toc-section\" id=\"In_case_you_still_have_your_doubts_contact_us_on_9811333901\"><\/span><strong>In case you still have your doubts, contact us on 9811333901.<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p id=\"block-69a62278-baf6-4ddd-a549-0ddd2778f323\">For UPSC Prelims Resources,&nbsp;<a href=\"https:\/\/edukemy.com\/upsc-cse-prelims-resource-centre\" target=\"_blank\" rel=\"noreferrer noopener\">Click here<\/a><\/p>\n\n\n\n<p id=\"block-c56c7fb3-ec87-4e90-b054-6f51ec4c67f5\">For Daily Updates and Study Material:<\/p>\n\n\n\n<p id=\"block-b119f379-961e-41a3-8289-c115ec5ee6e2\">Join our Telegram Channel &#8211;&nbsp;<a href=\"https:\/\/t.me\/WithEdukemy4IAS\" target=\"_blank\" rel=\"noreferrer noopener\">Edukemy for IAS<\/a><\/p>\n\n\n\n<ul class=\"wp-block-list\" id=\"block-b3874375-be5a-4d16-856f-48851f19bc36\"><li>1. 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Mains Answer Writing Practice &#8211;&nbsp;<a href=\"https:\/\/bit.ly\/3mZuVxl\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a><\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"block-fecb2f6f-20a7-4f52-8c9d-10509a066c20\"><span class=\"ez-toc-section\" id=\"Visit_our_YouTube_Channel_%E2%80%93_here\"><\/span>Visit our YouTube Channel &#8211;&nbsp;<a href=\"https:\/\/www.youtube.com\/@EduKemyforIAS\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a><span class=\"ez-toc-section-end\"><\/span><\/h4>\n","protected":false},"excerpt":{"rendered":"<p>All India Financial Institutions (AIFIs) play a pivotal role in shaping the economic landscape of India, serving as crucial pillars in the nation&#8217;s financial architecture. <\/p>\n","protected":false},"author":17,"featured_media":35451,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[209],"tags":[2792,235,232,213,140],"class_list":["post-35446","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy-notes","tag-all-india-financial-institutions","tag-economy-notes","tag-upsc","tag-upsc-notes","tag-upsc_preparation_strategy"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/posts\/35446","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/comments?post=35446"}],"version-history":[{"count":1,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/posts\/35446\/revisions"}],"predecessor-version":[{"id":35452,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/posts\/35446\/revisions\/35452"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/media\/35451"}],"wp:attachment":[{"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/media?parent=35446"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/categories?post=35446"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/tags?post=35446"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}