{"id":37670,"date":"2024-04-15T06:43:35","date_gmt":"2024-04-15T06:43:35","guid":{"rendered":"https:\/\/edukemy.com\/blog\/?p=37670"},"modified":"2024-04-15T06:43:37","modified_gmt":"2024-04-15T06:43:37","slug":"ayushman-bharat-upsc-social-justice-notes","status":"publish","type":"post","link":"https:\/\/edukemy.com\/blog\/ayushman-bharat-upsc-social-justice-notes\/","title":{"rendered":"Ayushman Bharat &#8211; UPSC Social Justice Notes"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/edukemy.com\/upsc\/upsc-cse-gs-integrated-course?utm_source=Blog&amp;utm_medium=Banner&amp;utm_campaign=GS+Integrated\" target=\"_blank\" rel=\"noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1280\" height=\"300\" src=\"https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/06\/8.png\" alt=\"\" class=\"wp-image-42401\" srcset=\"https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/06\/8.png 1280w, https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/06\/8-1170x274.png 1170w, https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/06\/8-585x137.png 585w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/a><\/figure>\n\n\n\n<p>Ayushman Bharat, a flagship scheme of Government of India, was launched as recommended by the National Health Policy 2017, to achieve the vision of Universal Health Coverage (UHC). This initiative has been designed to <strong><em>meet Sustainable Development Goals (SDGs) and its underlining commitment, which is to &#8220;leave no one behind.&#8221;<\/em><\/strong>&nbsp;<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<label for=\"ez-toc-cssicon-toggle-item-69ddc7bdd8a95\" class=\"ez-toc-cssicon-toggle-label\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69ddc7bdd8a95\"  \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edukemy.com\/blog\/ayushman-bharat-upsc-social-justice-notes\/#Benefits\" title=\"Benefits&nbsp;&nbsp;\">Benefits&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edukemy.com\/blog\/ayushman-bharat-upsc-social-justice-notes\/#FAQs\" title=\"FAQs\">FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edukemy.com\/blog\/ayushman-bharat-upsc-social-justice-notes\/#Q_What_is_Ayushman_Bharat\" title=\"Q: What is Ayushman Bharat?\">Q: What is Ayushman Bharat?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edukemy.com\/blog\/ayushman-bharat-upsc-social-justice-notes\/#Q_Who_is_eligible_for_Ayushman_Bharat\" title=\"Q: Who is eligible for Ayushman Bharat?\">Q: Who is eligible for Ayushman Bharat?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edukemy.com\/blog\/ayushman-bharat-upsc-social-justice-notes\/#Q_What_benefits_does_Ayushman_Bharat_offer\" title=\"Q: What benefits does Ayushman Bharat offer?\">Q: What benefits does Ayushman Bharat offer?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edukemy.com\/blog\/ayushman-bharat-upsc-social-justice-notes\/#Q_How_can_one_apply_for_Ayushman_Bharat\" title=\"Q: How can one apply for Ayushman Bharat?\">Q: How can one apply for Ayushman Bharat?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edukemy.com\/blog\/ayushman-bharat-upsc-social-justice-notes\/#Q_Is_Ayushman_Bharat_available_throughout_India\" title=\"Q: Is Ayushman Bharat available throughout India?\">Q: Is Ayushman Bharat available throughout India?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edukemy.com\/blog\/ayushman-bharat-upsc-social-justice-notes\/#In_case_you_still_have_your_doubts_contact_us_on_9811333901\" title=\"In case you still have your doubts, contact us on 9811333901.&nbsp;\">In case you still have your doubts, contact us on 9811333901.&nbsp;<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edukemy.com\/blog\/ayushman-bharat-upsc-social-justice-notes\/#Visit_our_YouTube_Channel_%E2%80%93_here\" title=\"Visit our YouTube Channel &#8211;&nbsp;here\">Visit our YouTube Channel &#8211;&nbsp;here<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Benefits\"><\/span><strong>Benefits&nbsp;<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>It covers all hospitalisation expenses with cashless transactions to beneficiaries.&nbsp;<\/li><li>Accommodation during hospitalisation.&nbsp;<\/li><li>Pre and post-hospitalisation costs.&nbsp;<\/li><li>Any complications arising during the treatment.&nbsp;<\/li><li>Can be used by all family members.&nbsp;<\/li><li>No cap on family size, age or gender.&nbsp;<\/li><li>Pre-existing conditions are included from day one&nbsp;<\/li><\/ul>\n\n\n\n<p><strong>The Ayushman Bharat &#8211; Health and Wellness Centres (AB-HWCs)<\/strong> were launched under the Ayushman Bharat Programme in a bid to move away from selective health care to a more comprehensive range of services spanning preventive, promotive, curative, rehabilitative and palliative care for all ages.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>These centres deliver a range of comprehensive health care services like maternal and child health, services to address communicable and non-communicable diseases and services for elderly and palliative care.&nbsp;&nbsp;<\/li><li>AB-HWCs provide free essential medicines and diagnostic services, teleconsultation, and health promotion including wellness activities like Yoga.&nbsp;<\/li><\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"700\" height=\"550\" data-src=\"https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/04\/image-49.png\" alt=\"Ayushman Bharat\u00a0\" class=\"wp-image-37672 lazyload\" data-srcset=\"https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/04\/image-49.png 700w, https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/04\/image-49-585x460.png 585w\" data-sizes=\"(max-width: 700px) 100vw, 700px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 700px; --smush-placeholder-aspect-ratio: 700\/550;\" \/><figcaption><strong>Ayushman Bharat<\/strong>\u00a0<\/figcaption><\/figure><\/div>\n\n\n<p><strong>Ayushman Bharat &#8211; Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)<\/strong> is a <strong><em>Centrally Sponsored Scheme having central sector component under Ayushman Bharat Mission anchored in the Ministry of Health and Family Welfare (MoHFW).<\/em><\/strong> It is an umbrella of two major health initiatives, namely&nbsp;&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Health and wellness Centres&nbsp;&nbsp;<\/li><li>National&nbsp; Health Protection Scheme&nbsp;<\/li><\/ul>\n\n\n\n<p>PM-JAY is the world\u2019s largest health insurance\/ assurance scheme fully financed by the government. <strong><em>It was launched in 2018, offering a sum insured of Rs.5 lakh per family for secondary care (which doesn\u2019t involve a super specialist) as well as tertiary care (which involves a super specialist). <\/em><\/strong>Under PMJAY, cashless and paperless access to services are provided to the beneficiaries at the point of service, that is, hospital. Also, health benefit packages covers surgery, medical and day care treatments, cost of medicines and diagnostics.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Beneficiaries-<\/strong> It is an entitlement-based scheme that targets the beneficiaries as identified by latest Socio-Economic Caste Census (SECC) data.\u00a0<\/li><li><strong>Nodal Agency-<\/strong> The National Health Authority (NHA) has been constituted as an autonomous entity under the Society Registration Act, 1860 for effective implementation of PM-JAY in alliance with state governments whereas, the State Health Agency (SHA) is the apex body of the State Government responsible for the implementation of AB PM-JAY in the State.\u00a0<\/li><li><strong>Arogya Mitras-<\/strong> The scheme has a dedicated workforce of Pradhan Mantri Arogya Mitras (PMAMs) who guide and assist the beneficiaries at every step of their journey under the scheme.\u00a0<\/li><li><strong>Anti-fraud- <\/strong>The scheme has a National Anti-Fraud Unit (NAFU) that designs, implements and oversees anti-fraud initiatives. The NAFU also conducts desk and field audits (including surprise ones) to check abuse.\u00a0<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_is_Ayushman_Bharat\"><\/span>Q: What is Ayushman Bharat?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Ayushman Bharat, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), is a government-sponsored health insurance scheme in India. Launched in September 2018, it aims to provide financial protection to over 500 million vulnerable and economically weaker citizens by offering coverage for secondary and tertiary healthcare services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_Who_is_eligible_for_Ayushman_Bharat\"><\/span>Q: Who is eligible for Ayushman Bharat?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Ayushman Bharat primarily targets deprived rural families and identified occupational categories of urban workers&#8217; families. Eligibility is determined based on Socio-Economic Caste Census (SECC) data. Families falling within the defined deprivation criteria are automatically eligible for the scheme.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_benefits_does_Ayushman_Bharat_offer\"><\/span>Q: What benefits does Ayushman Bharat offer?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Ayushman Bharat provides health insurance coverage of up to INR 5 lakhs per family per year for secondary and tertiary hospitalization expenses. It covers a wide range of medical and surgical procedures, including pre-existing conditions. Beneficiaries can avail treatment in empanelled public and private hospitals across India.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_How_can_one_apply_for_Ayushman_Bharat\"><\/span>Q: How can one apply for Ayushman Bharat?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Eligible individuals can apply for Ayushman Bharat through various channels, including online portals, Common Service Centres (CSCs), or by visiting designated hospitals. The application process involves providing necessary documents to verify eligibility, such as Aadhaar card and ration card.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_Is_Ayushman_Bharat_available_throughout_India\"><\/span>Q: Is Ayushman Bharat available throughout India?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Yes, Ayushman Bharat is available across all states and union territories of India. However, the implementation and coverage may vary slightly from one region to another. State governments have the flexibility to tailor the scheme according to their specific requirements while adhering to the core guidelines laid out by the central government.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/edukemy.com\/upsc\/upsc-essay?utm_source=Blog&amp;utm_medium=Banner&amp;utm_campaign=Essay\" target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" data-src=\"https:\/\/edukemy.com\/blog\/wp-content\/uploads\/2024\/06\/UPSC-Essay-Course-1280\u00d7300-1-3.svg\" alt=\"\" class=\"wp-image-42688 lazyload\" width=\"781\" height=\"182\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 781px; --smush-placeholder-aspect-ratio: 781\/182;\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"block-c6ab63ae-7083-4831-b519-cb89dacafb18\"><span class=\"ez-toc-section\" id=\"In_case_you_still_have_your_doubts_contact_us_on_9811333901\"><\/span><strong>In case you still have your doubts, contact us on 9811333901.<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p id=\"block-52c5a91b-6ed6-46e3-b781-7cc0c63a0b76\">For UPSC Prelims Resources,&nbsp;<a href=\"https:\/\/edukemy.com\/upsc-cse-prelims-resource-centre\" target=\"_blank\" rel=\"noreferrer noopener\">Click here<\/a><\/p>\n\n\n\n<p id=\"block-d014fe86-d628-49d8-82ce-6c60dc6e7a73\">For Daily Updates and Study Material:<\/p>\n\n\n\n<p id=\"block-38177954-e668-4d8d-b250-d0fbd5a09390\">Join our Telegram Channel &#8211;&nbsp;<a href=\"https:\/\/t.me\/WithEdukemy4IAS\" target=\"_blank\" rel=\"noreferrer noopener\">Edukemy for IAS<\/a><\/p>\n\n\n\n<ul class=\"wp-block-list\" id=\"block-49ca2fe3-109f-4a88-b72e-9df49c3d328e\"><li>1. Learn through Videos &#8211;&nbsp;<a href=\"https:\/\/bit.ly\/3vOD8sU\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a><\/li><li>2. Be Exam Ready by Practicing Daily MCQs &#8211;&nbsp;<a href=\"https:\/\/bit.ly\/3Q9z2nF\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a><\/li><li>3. Daily Newsletter &#8211; Get all your Current Affairs Covered &#8211;&nbsp;<a href=\"https:\/\/bit.ly\/3bE2y5J\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a><\/li><li>4. Mains Answer Writing Practice &#8211;&nbsp;<a href=\"https:\/\/bit.ly\/3mZuVxl\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a><\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"block-43ccddc1-5348-445f-ab6b-7baaf29fe58d\"><span class=\"ez-toc-section\" id=\"Visit_our_YouTube_Channel_%E2%80%93_here\"><\/span>Visit our YouTube Channel &#8211;&nbsp;<a href=\"https:\/\/www.youtube.com\/@EduKemyforIAS\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a><span class=\"ez-toc-section-end\"><\/span><\/h4>\n","protected":false},"excerpt":{"rendered":"<p>Ayushman Bharat, a flagship scheme of Government of India, was launched as recommended by the National Health Policy 2017, to achieve the vision of Universal Health Coverage (UHC)<\/p>\n","protected":false},"author":17,"featured_media":37673,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[3141],"tags":[3150,232,213,140,3140],"class_list":["post-37670","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social-justice-notes","tag-ayushman-bharat","tag-upsc","tag-upsc-notes","tag-upsc_preparation_strategy","tag-upsc-social-justice-notes"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/posts\/37670","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/comments?post=37670"}],"version-history":[{"count":1,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/posts\/37670\/revisions"}],"predecessor-version":[{"id":37674,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/posts\/37670\/revisions\/37674"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/media\/37673"}],"wp:attachment":[{"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/media?parent=37670"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/categories?post=37670"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edukemy.com\/blog\/wp-json\/wp\/v2\/tags?post=37670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}